The aim of the Access to Rural Finance sub-component is to enhance access of rural MSEs to rural finance. REP is partnering Participating Financial Institutions (PFIs), that meet performance criteria and can use their own credit funds to support the businesses of MSEs. There are two credit lines delivered by REP through the various financial institutions. These are the Rural Enterprises Development Fund (REDF) and Matching Grant Fund (MGF). The REDF is a wholesale credit fund while the MGF is aimed at enhancing access of MSEs to production and processing equipment.